A couple of days ago a friend of mine was spooked over, “Obamacare Fallout: Wallmart Ends Health Insurance For New Hires.” It reminded me that while there is much about Obama’s agenda that I find offensive, many people are too blinded by politics to see the truth about health insurance.
Below is my response to his belief that the “sky is falling and its all Obama’s fault.” Not everything can be blamed on Obama or his administration.
This is not all the fault of Obamacare. Walmart bears some responsibility. The federal law that is involved is ERISA. It is a Clinton era law and not Obama. Federal law does not require employers to offer health insurance to part-time workers. Obamacare does not mandate that any employer group offers health insurance. It just penalizes employer groups with more than 50 full-time employees if they do not. The rumors that I hear are that many large businesses plan to reduce the hours of their employees to less than 30 a week to avoid Obamacare’s penalties. ERISA only requires employers to treat everyone the same if they sponsor a group health insurance plan. Heaven knows that there are plenty of things to blame Obama for, but this is not one of them. Walmart made a business decision to cancel their coverage for all part-time workers. Since they canceled the plan for all part-time employees they are within their legal rights. I do fault Obama’s ignorance for the point about, “If you like your current health insurance you can keep it.” Both before and after Obama started screwing with health insurance, employees had little choice. The decision was, and still is, the employers. If the employer wants to cancel a plan, like Walmart did, the employees have no say unless they are a member of a union and are willing to go on strike.