If you elect to use http://www.healthcare.gov to enroll in health insurance for yourself and your family, be careful.

If your household income is too much, the adults may qualify for a federal subsidy while the children are split off of your plan and enrolled in Medicaid or Chip.

If that happens to you, you have lost your right to determine what doctors and hospitals you can use and still have help from insurance. If you use a doctor, or hospital, who does not accept Medicaid or Chip, you will need to pay their full bill out of your pocket.

If, after you watch the video above, you elect to enroll your family directly with an insurance company, click on the graphic below.

The Health Insurance Barn
Click the wizard to shop for health insurance in Texas.