You will get an Explanation Of Benefits form every time your health insurance company receives a claim from your doctor or hospital.

It is important for you to remember, that if you have health insurance, with a doctor’s office co-pay, what you pay your doctor is not all that he gets paid.

Also, if you are required to stay in the hospital, your deductible is not all that stay costs.

If you want to keep track of what you have actually been charged to treat a health issue, you will be able to do it if you save all of the E.O.B.s you get for that procedure.

Since your E.O.B. will be itemized, you will be able to tell your insurance company if you are being charged for treatment that you did not receive.

Why is that important?

Because the more insurance companies are required to pay for health care, for Americans, the more premiums will increase the following year.

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